Did you know that after you receive dental treatment (like a filling or crown), most dental insurance plans have forced wait periods before they will fix or replace the same tooth again?
For example, say you had a crown placed on your front tooth two years ago. Today you bite into a popcorn kernel, and crack the crown in half. Unlike medical insurance, your dental insurance will deny your claim to replace or fix your tooth. This is because you are still in their wait period before they’ll pay for new work on the same tooth.
Your options are to wait until the wait period is over, pay for the new crown in full yourself…or throw yourself on the mercy of your dentist for a discounted replacement.
According to dentistryiq.com, typical wait periods for the replacement of an existing crown range from five to seven years before a replacement will be paid for. This amount varies depending on the insurance company and your specific plan. Some insurance plans are extending their wait periods out as far as ten years, although the most popular dental plans are typically five years.
This could be cause for concern because accidents do happen. Sports injuries, biting down on food, dogs chewing on dentures, or new decay threatening are all possible threats to your dental work lasting as long as possible.
Every dentist handles the question of “how long do you stand behind your work” differently.
As dental patients, we need to ask our dentists the “what if” questions. Accidents happen every day and so it pays to be prepared “just in case”.
The preceding article is a guest post from Dental Warranty Corp. Dental Warranty is the leading third-party warranty provider for dental offices. It is not insurance, but it does protect cosmetic and restorative dentistry for tens of thousands of patients with nationwide, no-fault protection. This is the highest standard of peace-of-mind available in dentistry today. If your dentist doesn’t have a warranty, you may be eligible for a referral bonus. Visit our DentalWarranty.com website
to learn more.